Jump To Navigation

Indianapolis Car Accident Lawyer | Accident Attorney


Car Accident Frequently Asked Questions

Do you offer a free consultation?
Yes, I offer free consultations with no obligation whatsoever.

What is a contingency fee?
My firm works on a contingency-fee basis, and I don't get paid unless I obtain a successful recovery for you.

What are common injuries in an auto accident?

    • Brain and spinal cord injuries
    • Knee injuries, such as torn ligaments
    • Neck and back injuries
    • Broken bones
    • Herniated discs
    • Post-traumatic carpal tunnel syndrome
    • Facet joint injuries
    • Shoulder injuries, such as rotator cuff tears
    • Wrongful death
What are my legal rights regarding property damage to my car or truck?
If your car, truck, or motorcycle is damaged or destroyed (i.e., a total loss due to the extent of the collision damage) because of the negligence of another person, the owner of the vehicle is entitled to compensation for property damage.

If the vehicle is damaged but repairable, the owner is entitled to the cost of the repairs, plus compensation for the loss of use of the vehicle while it is being repaired or is otherwise unavailable for its regular use. Loss of use damages are measured as the reasonable rental cost of the vehicle that was damaged, regardless whether a replacement vehicle is actually rented. Loss of use damages will vary depending upon the make and model of the vehicle that was damaged. Thus, for example, the reasonable rental cost of a Chevy Suburban SUV is quite different than a Toyota Yaris or other subcompact car. In addition, the owner of the vehicle is entitled to compensation for storage and towing charges.

Indiana law also provides that compensation is owed for the diminished value of a repaired car, truck, or motorcycle. However, many insurance policies exclude coverage for diminished value claims.

If the vehicle is a total loss, then the property owner is entitled to receive the reasonable retail value of the vehicle before the accident, plus loss of use damages until the cost of a replacement is paid, plus sales tax, and towing/storage charges. To find out the reasonable retail value of the vehicle, a good source to consult is the NADA Guide to Used Car Values, which can be found at www.nadaguides.com. Another method is to telephone a car dealer who sells the make and model of the vehicle and ask their used car department what they would consider the retail value of the vehicle to be.

What does your firm do to help me with my case?
My firm will quickly investigate your car accident claim, evaluate the severity of your injuries, and make sure that you receive fair and reasonable compensation as soon as possible so that you can get on with your life.

What kind of evidence does your firm collect to build my case?
I usually have an experienced investigator visit and photograph the accident scene, photograph the vehicles as they appear after an accident, and take recorded statements of any witnesses to the accident. In many cases, I will also personally meet with your treating physician to make sure that I have a good understanding of your injury and its long term affects on your ability to earn a living and perform normal activities.

What other important sources of information do you typically gather?
We may obtain a tape recording of any 911 calls that were made after an accident to the local police department. Typically, the 911 operator asks for the individual’s name and telephone number when they call. I have had a number of cases where I was able to identify and contact important witnesses from a 911 recording.

We also may check onboard data recorders that are found in most cars and trucks as they can also provide valuable information. When an airbag is deployed in an accident, these devices will record valuable information such as the speed of the vehicle before the airbag was deployed, the direction of the vehicle, and when its brakes were applied. Such objective evidence is very valuable in proving who was responsible for an accident.

 

jay_ludlow_still

NORTH | SOUTH | EAST | WEST
INDIANAPOLIS LOCATIONS

Main: 9520 East Washington Street
West: West 10th & County Club Rd.
South: 435 E. Main St. - Greenwood
North: I-69 & 96th Street

Telephone 1-(877) 897-9466

- Car Accident Frequently Asked Questions

- What should I do when I am in an accident?

- $1.6 Million Trucking Accident Settlement

- $1.25 Million Truck Accident Settlement

- $500,000 Van Accident Settlement

- $320,000 Car Accident Verdict

- $119,000 Car Accident Settlement

More Verdicts and Settlements

Auto Accident Resource Links

National Highway Traffic Safety Administration (NHTSA)
The NHTSA is a government agency dedicated to making American roads safer for travelers.

National Safety Council
The National Safety Council, a nonprofit organization, provides links and articles on topics like seat belt use, safe driving for teenagers and reducing motor vehicle crashes.

US Department of Transportation (DOT)
The Department of Transportation is a federal agency focusing on policy and lawmaking to ensure safer US travel.

MedlinePlus: Motor Vehicle Safety
This Web site, from the National Library of Medicine and National Institutes of Health, offers information on preventing motor vehicle crashes, stating that about every 12 minutes, someone in America dies from a motor vehicle accident.

Teen Driver Safety Series
This article, from a car-evaluation Web site, explores the dangers of teen driving and suggests ways of making it safer.

Auto Insurance Information
The Insurance Information Institute answers questions and disseminates information on auto safety, auto insurance, teenage drivers and more.

Drive Defensively
The state of Delaware offers this primer on defensive driving, discussing factors such as weather, speed limits and parked vehicles.

Nine Ways to Lower Your Auto Insurance Costs
The Federal Citizen Information Center (FCIC) provides information on steps you can take to obtain a lower auto insurance rate.

Insurance Institute for Highway Safety / Highway Loss Data Institute
These organizations focus on studying and preventing highway motor vehicle accidents.

E-Mail James Ludlow